# Age eligibility for Community Care Apartments lowered from 65 to 55; monthly fees reduced

- **Source:** EdgeProp Singapore
- **Published:** 2026-07-13T12:23:35.000Z
- **Author:** Kalynskye Adrian
- **Original:** https://www.edgeprop.sg/property-news/age-eligibility-community-care-apartments-lowered-65-55-monthly-fees-reduced
- **Topics:** HDB & Public Housing, Private Residential, Government & Policy

## Featured rationale

Lower entry ages and fees could revive CCA applications and divert some senior demand from two-room flexi flats, potentially improving ballot prospects for other applicants.

## AI summary

Community Care Apartment eligibility will fall from age 65 to 55 from October 2026, while monthly basic service fees will decline by 18% to 75%.

## Original article

The eligibility age for Community Care Apartments (CCAs) will be lowered from 65 to 55, the Ministry of Health (MOH), the Ministry of National Development (MND) and HDB announced on July 13. This change will take effect from the Build-To-Order (BTO) sales exercise in October 2026.

Additionally, the monthly basic service package fees for CCAs will be reduced by 18% to 75%.

The changes are "part of the government's broader efforts to expand housing and care options for seniors", the agencies said.

They added that seniors aged 55 who wish to rightsize their homes can consider both two-room flexi flats on short leases and CCAs, giving them more options and time to plan ahead.

Read also: Through the lens: A sequence of beginnings in Tengah's nascent estates

First introduced in 2021, CCAs are public housing for seniors who wish to age independently in the community. The developments feature homes with senior-friendly fittings and also integrate social care services.

CCA residents are required to subscribe to the basic service package, which comprises a suite of care and support services, including 24-hour emergency response and assistance for simple home fixes. Residents can also add on optional services such as fall monitoring and housekeeping.

According to MOH, MND and HDB, the basic service package will be made more affordable by streamlining services offered. Residents can also opt out of an emergency alert device originally provided under the basic service package, further reducing fees.

Additionally, MOH will subsidise components of the package that are similar to those currently subsidised under the Long-Term Care schemes.

To date, HDB has launched five CCA projects — Harmony Village @ Bukit Batok, Queensway Canopy in Queenstown, Bedok’s Chai Chee Green, Merpati Alcove in Geylang, and Sengkang's Fernvale Plains.

A sixth CCA project will launch in October as part of Toa Payoh West @ Caldecott, a BTO project next to Caldecott MRT Station.

Read also: M&G bets on senior living as AI drives new divides in property markets

Lee Sze Teck, senior director for data analytics at Huttons Asia, notes that application rates for CCA developments have declined over past launches.

“The application rate was 4.2 when it was first introduced [at Harmony Village @ Bukit Batok]. But it has steadily eased to 0.7 in the last CCA project in Fernvale Plains,” he says. However, he expects the new measures to boost demand for CCAs, with the upcoming launch in Toa Payoh potentially garnering application rates above one.

Meanwhile, Christine Sun, chief researcher and strategist at Realion (OrangeTee & ETC) Group, notes that the changes could divert some demand away from two-room flexi flats. "This means that other applicants, such as singles, will have more two-room flexi flats to choose from, leading to a higher ballot success rate," she adds.

## Chinese translation

> Translation model: grok

### 社区护理公寓申请年龄由65岁降至55岁；月费下调

政府表示，相关调整是扩大乐龄住房与护理选项更广泛努力的一部分。

卫生部（MOH）、国家发展部（MND）与建屋发展局（HDB）于7月13日宣布，社区护理公寓（CCA）的资格年龄将由65岁降至55岁。此项调整将自2026年10月的预购组屋（BTO）销售活动起生效。

此外，CCA每月基本服务配套费用将下调18%至75%。

各机构表示，相关调整是“政府扩大乐龄住房与护理选项更广泛努力的一部分”。

他们补充，希望缩小居住面积的55岁乐龄人士，可同时考虑短租约二房式灵活组屋与CCA，从而拥有更多选项并有更多时间提前规划。

延伸阅读：镜头下：登加新兴组屋区的一连串开端

CCA于2021年首次推出，是面向希望在社区中独立安老的乐龄人士的公共住房。项目配备乐龄友善设施，并整合社会护理服务。

CCA住户须订阅基本服务配套，涵盖一系列护理与支援服务，包括24小时紧急应变以及简易家居维修协助。住户亦可加购跌倒监测、家务等可选服务。

根据MOH、MND与HDB，将通过精简服务内容使基本服务配套更可负担。住户亦可选择退出原属基本服务配套的紧急警报装置，从而进一步降低费用。

此外，MOH将对配套中与目前长期护理计划所补贴项目类似的部分提供津贴。

迄今HDB已推出五个CCA项目——武吉巴督Harmony Village、女皇镇Queensway Canopy、勿洛Chai Chee Green、芽笼Merpati Alcove，以及盛港Fernvale Plains。

第六个CCA项目将于10月作为加冷哥德（Toa Payoh West @ Caldecott）BTO项目的一部分推出，该项目毗邻加冷哥德地铁站。

延伸阅读：M&G押注乐龄居住，人工智能推动房地产市场新分野

合登亚洲（Huttons Asia）数据分析高级总监李斯德（Lee Sze Teck）指出，CCA项目的申请率在过往推介中有所下降。

他说：“首次推出时（武吉巴督Harmony Village）申请率为4.2，但已逐步回落至最近一个Fernvale Plains项目的0.7。”不过，他预期新措施将提振CCA需求，即将在大巴窑推出的项目申请率有望超过1。

与此同时，Realion（OrangeTee & ETC）集团首席研究员兼策略师孙燕华（Christine Sun）指出，相关调整可能分流部分原本流向二房式灵活组屋的需求。“这意味着其他申请者（如单身人士）将有更多二房式灵活组屋可选，抽签成功率也会更高。”她补充道。