# Grand Dunman Condo TOP Fast-Tracked With Virtual Inspection

- **Source:** Stacked Homes
- **Published:** 2026-09-02T13:13:01.000Z
- **Author:** Hailey Khoo
- **Original:** https://stackedhomes.com/new-condo-owners-get-their-keys-2-months-earlier-new-process-saving-thousands-rent/
- **Topics:** HDB & Public Housing, Private Residential, New Launches

## Featured rationale

Earlier TOP approval could reduce interim housing costs or accelerate rental income, while also bringing forward larger mortgage payments and developers’ receipt of sale proceeds.

## AI summary

BCA’s new Whole-of-Government virtual inspection process can bring TOP approval forward by up to two months, following pilots at Grand Dunman and MacPherson Weave.

## Original article

After the excitement of successfully buying a new condominium unit, the final milestone for most new owners is collecting the keys to their new home. For the owners of Grand Dunman, they’ve had the benefit of collecting their keys at least two months ahead of schedule.

When the 1,008-unit project launched for sale in July 2023, the developer – SingHaiyi – had put the expected Temporary Occupation Permit (TOP) of the project somewhere in September or October this year.

But the Dunman Road project was one of the developments that took part in a pilot for a new Whole-of-Government virtual inspection (WOG VI) process, led by the Building and Construction Authority (BCA). The other project was Macpherson Weave, a Built-To-Order (BTO) project.

The pilot was publicly shared for the first time by Alvin Tan, Minister of State for Foreign Affairs and National Development, on Sept 2 during this years’ International Built Environment Week.

The outcome of the pilot project means that developers can apply to use virtual inspections to shorten the TOP and Certificate of Statutory Completion (CSC) inspections immediately. In the construction process, the CSC is the later of the two, and is the final certificate issued once a development has cleared all statutory requirements.

In the past, a developer’s project team had to apply to several government agencies separately and coordinate a physical inspection for every one, once the bulk of construction works were complete.

In total, eight government agencies have to sign off before a TOP is issued: the Building and Construction Authority (BCA), Infocomm Media Development Authority (IMDA), Land Transport Authority (LTA), National Environment Agency (NEA), National Parks Board (NParks), Public Utilities Board (PUB), Singapore Civil Defence Force (SCDF) and Urban Redevelopment Authority (URA).

“Physical site inspections for TOP and CSC have traditionally required multiple teams from different agencies walking the site at different times. It is time-consuming and resource-heavy,” says Tan.

Project teams can now submit 360-degree scans instead, and government agencies can access this progressively as different phases of the construction are completed. BCA says the process can bring TOP approval forward by up to two months, based on the findings as a result of the pilot project.

Each block, floor, and unit is scanned individually. The blue lines trace the scan and the pins mark where additional photographs are attached.

Seven more agencies have joined a process BCA has run since 2024

So far, BCA has run more than 130 of its own checks using virtual inspections. The developments it has inspected this way include public and private housing as well as commercial and industrial buildings.

The statutory board, which is under the Ministry of National Development, says that those virtual checks delivered productivity savings of up to 50% for its inspection teams and developer project teams.

The initiative to introduce virtual TOP inspections came from the Action Team to Improve Built Environment Productivity, set up earlier this year to bring government agencies and industry leaders into the same room and modernise processes that no longer match the digital tools available.

Developer project teams choose whether to apply for a virtual inspection instead of a physical one, and are encouraged to do so where it would make the work run more smoothly. The main contractor captures the scan on site, and attaches photographs wherever a measurement needs verifying, since a 360 image cannot identify a dimension by itself.

Close-up photographs of measurements can be attached to support the 360-degree scans.

As the development is progressively completed, these 360-degree scans can be submitted gradually as each area of a project is finished, instead of waiting until the whole development is complete.

The eight government agencies have published a WOG VI Guidebook, setting out what each of them needs to see as part of this virtual inspection process.

Two months of earlier keys are worth about $7,800 in rent

By and large, most new condo owners barely give a second thought about the construction process. But all of them watch with eager eyes once the developer announces the start of the key collection.

This usually comes after a development attains its TOP, which is only issued after each agency has cleared its checks. Thereafter, the developer can start scheduling key collection for the new owners.

The other housing project involved in the pilot was MacPherson Weave, a 1,382-unit project at Circuit Road in Geylang. This development was launched in the May 2021 BTO sales exercise.

Although the entire development consists of seven residential blocks, only one block was selected to go through the virtual inspection pilot. But BCA says that this was enough to save measurable man-hours. Across the two pilots, manpower savings on the inspection work saw a 30% reduction in time and overall effort.

If this new virtual inspection is able to shave off at least two months’ wait for these new owners, it will have a direct impact on their pockets. At Grand Dunman, roughly 900 households stand to benefit from a shorter waiting time.

The median rent for non-landed homes in District 15, where Grand Dunman is located, was about $5.04 psf a month in 2Q2026, based on a compilation of URA rental data across 46 projects. A median 775 sq ft unit at that rate works out to about $3,900 a month, which puts two months of waiting at roughly $7,800 in rent.

While some new owners may be new to the area, a good proportion of the owners at Grand Dunman will likely be residents of the area, and by now would have likely sold their previous home in anticipation of moving into the recently completed condo.

This benefits both kinds of buyers at Grand Dunman: an owner-occupier who is renting while they wait for the building to complete stops paying that rent two months sooner, and a landlord starts collecting theirs that much earlier.

On the flip side, when a condo attains its TOP, that’s also when the biggest component of your home loan is disbursed, so homeowners will begin paying a larger mortgage instalment two months earlier.

Up to 50% of productivity savings were recorded when checks were completed via this process.

Defects surface earlier, but some checks have their limitations

Under the conventional route, a routine physical inspection that picks up a defect surfaces only when the agency inspects at the end of the construction. By then there’s a good chance that the error has been replicated across multiple units, and the fix has to be repeated across the whole project.

But if inspections can be done as parts of the development are completed, defects and errors can be caught early on and rectified earlier.

“The value of WOG VI was not only reducing physical inspections, but enabling a process where project teams and agencies can identify compliance issues earlier, review them progressively, and reduce the pressure that project teams typically face at the TOP stage to meet all the regulatory agencies’ requirements,” says Lim Hwee Chim, General Manager at SingHaiyi Group.

But this has its limits too, since the virtual inspection can only conduct visual checks, there’s a chance that spatial errors, like incorrect dimensions or other functional mistakes, won’t be captured in a 3D or 360-degree scan. Functional checks such as ventilation requirements cannot be read from an image at all, so those are still done physically, on a random audit basis.

Agencies can also ask for further scans, or send someone down to the site themselves, if a virtual capture does not suffice. The standard of these checks is not compromised; and the government’s roll out of the virtual inspection only shortens the time taken to clear them.

In general, the pilot project focused on residential buildings, since they carry the most regulatory checks of any building type, and because the process is quicker when it comes to high-rise buildings with many repeatable components.

BCA has been upfront that the limit for now is the learning curve, which runs on both sides: project teams have to capture a scan that agencies can actually clear, while the agencies work out which of their checks belong in the process.

The adoption rate by developers to determine how widely-used virtual inspections become

For now, opting for virtual inspections is at the developer’s discretion, and the projected time saved (two months) is based on the result of a two-project pilot.

But since TOP is when the biggest payment instalment is due, developers have their own reason to adopt the process, and an earlier permit puts the money in their hands two months sooner.

It is clear that BCA, and other government agencies with a stake in the built environment, see the positive impact that transformational digital tools can offer throughout the building process, with WOG VI on the inspection side and CORENET X handling building-plan submissions.

Whether that adds up to a faster route to TOP across the industry, or stays an option that only a handful of large projects use, is what the coming year of applications will show.

## Chinese translation

> Translation model: grok_cli

### Grand Dunman公寓借助虚拟查验加快取得临时入伙准证（TOP）

一套新的虚拟查验流程可让发展商将临时入伙准证（TOP）审批最多提前两个月，使Grand Dunman等试点项目的买家更早领取钥匙，并有望节省约新币7,800元租金。

成功买下全新公寓单位的兴奋过后，对大多数新业主而言，最后的里程碑就是领取新居钥匙。对Grand Dunman的业主而言，他们已享受到至少提前两个月领钥匙的好处。

当这个1,008个单位的项目于2023年7月开盘发售时，发展商SingHaiyi当时预计该项目的临时入伙准证（TOP）大约在今年9月或10月。

但这个位于Dunman Road的项目，是参与由建设局（BCA）主导的全新全政府虚拟查验（WOG VI）试点流程的发展项目之一。另一个项目是预购组屋（BTO）项目Macpherson Weave。

该试点由外交部兼国家发展部政务部长Alvin Tan于9月2日在今年的国际建筑环境周（International Built Environment Week）上首次公开分享。

试点项目的结果表明，发展商现在即可申请采用虚拟查验，以缩短临时入伙准证（TOP）和法定竣工证书（CSC）的查验时间。在建筑流程中，CSC是两者中较后颁发的证书，也是项目通过所有法定要求后发出的最终证书。

过去，发展商的项目团队必须分别向多个政府机构提出申请，并在大部分建筑工程完成后，为每一家机构协调一次实地查验。

在发出临时入伙准证（TOP）之前，总共需要八个政府机构签字批准：建设局（BCA）、资讯通信媒体发展局（IMDA）、陆路交通管理局（LTA）、国家环境局（NEA）、国家公园局（NParks）、公用事业局（PUB）、新加坡民防部队（SCDF）以及市区重建局（URA）。

Tan表示：“以往，临时入伙准证（TOP）和法定竣工证书（CSC）的实地查验，往往需要不同机构的多个团队在不同时间走访工地。这既耗时，也耗费资源。”

项目团队现在可以改为提交360度扫描，政府机构也可随着施工不同阶段的完成逐步查阅。建设局（BCA）表示，根据试点项目所得结果，该流程可将临时入伙准证（TOP）审批最多提前两个月。

每个座、每一层和每一个单位都会单独扫描。蓝线勾勒扫描路径，图钉则标示附加照片的位置。

另有七个机构加入建设局（BCA）自2024年起推行的流程

迄今，建设局（BCA）已利用虚拟查验自行完成超过130次检查。以此方式查验的发展项目涵盖公共与私人住宅，以及商业和工业建筑。

这个隶属国家发展部的法定机构表示，这些虚拟检查为其查验团队以及发展商项目团队带来了高达50%的生产力节省。

推出虚拟临时入伙准证（TOP）查验的举措，来自今年早些时候成立的“提升建筑环境生产力行动小组”（Action Team to Improve Built Environment Productivity），该小组旨在把政府机构和行业领袖聚到同一间会议室，并让已与现有数码工具脱节的流程实现现代化。

发展商项目团队可自行选择申请虚拟查验而非实地查验，并在有助于工作更顺畅推进时被鼓励采用。总承包商在现场采集扫描，并在需要核验尺寸之处附加照片，因为360度影像本身无法识别尺寸。

可附加尺寸特写照片，以支持360度扫描。

随着项目逐步竣工，这些360度扫描可在项目各区域完工后陆续提交，而不必等到整个发展项目全部完成。

这八个政府机构已发布《全政府虚拟查验指南》（WOG VI Guidebook），列明各自在该虚拟查验流程中需要查看的内容。

提前两个月领钥匙约值新币7,800元租金

大体上，大多数新公寓业主几乎不会多想施工过程。但一旦发展商宣布开始派钥匙，他们便都热切关注。

这通常发生在项目取得临时入伙准证（TOP）之后，而该准证只有在各机构完成查验后才会发出。此后，发展商便可开始为新业主安排领钥匙。

参与试点的另一个住宅项目是MacPherson Weave，这是位于芽笼Circuit Road、共1,382个单位的项目。该发展项目在2021年5月的预购组屋（BTO）销售活动中推出。

尽管整个发展项目共有七座住宅楼，但只有一座被选中参与虚拟查验试点。不过建设局（BCA）表示，这已足以节省可衡量的工时。在两项试点中，查验工作的人力节省使时间和整体工作量减少了30%。

如果这项新的虚拟查验能为这些新业主至少缩短两个月的等待时间，将直接影响他们的荷包。在Grand Dunman，约900户家庭有望从更短的等待时间中受益。

根据市区重建局（URA）对46个项目租金数据的汇总，Grand Dunman所在的第15区，非有地住宅的租金中位数在2026年第二季约为每月每平方英尺新币5.04元。以该租金计算，一套中位数面积为775平方英尺的单位约为每月新币3,900元，两个月的等待时间大约相当于新币7,800元租金。

虽然部分新业主可能是新搬入该区，但Grand Dunman相当比例的业主很可能原本就是该区居民，此时多半已卖掉旧居，以期迁入这栋刚竣工的公寓。

这让Grand Dunman两类买家都受益：自住业主在等待大楼竣工期间租房，可提前两个月停止支付租金；而房东则可提前同样长的时间开始收取租金。

另一方面，公寓取得临时入伙准证（TOP）时，也是房屋贷款最大一笔款项发放之时，因此业主将提前两个月开始支付更高的按揭月供。

通过该流程完成检查时，录得高达50%的生产力节省。

缺陷能更早浮现，但部分检查仍有局限

在传统路径下，例行实地查验发现的缺陷，往往要等到机构在施工结束时检查才会浮出水面。到那时，该错误很可能已在多个单位中被复制，修复工作也必须在整个项目中重复进行。

但如果能在发展项目部分完工时进行查验，缺陷和错误就能及早发现、更早纠正。

SingHaiyi Group总经理Lim Hwee Chim表示：“全政府虚拟查验（WOG VI）的价值不仅在于减少实地查验，更在于形成一套流程，让项目团队和各机构能更早识别合规问题、逐步审阅，并减轻项目团队在临时入伙准证（TOP）阶段通常面临的、需满足所有监管机构要求的压力。”

但这同样有局限，因为虚拟查验只能进行目视检查，空间错误——例如尺寸不准或其他功能上的失误——有可能无法在3D或360度扫描中被捕捉。通风要求等功能性检查根本无法从影像中读取，因此这些仍会以随机抽查方式实地进行。

如果虚拟采集不足以满足要求，各机构也可要求补充扫描，或派人亲自到场。这些检查的标准并未降低；政府推出虚拟查验，只是缩短完成审批所需的时间。

总体而言，试点项目聚焦住宅建筑，因为这类建筑在所有建筑类型中监管检查最多，而且对于具有大量可重复构件的高层建筑，该流程会更快。

建设局（BCA）已坦言，目前的限制在于学习曲线，而且双方都要经历：项目团队必须采集到机构真正能够审批通过的扫描，而各机构则要厘清哪些检查属于该流程。

发展商的采用率将决定虚拟查验的普及程度

目前，是否选择虚拟查验由发展商自行决定，而预计节省的时间（两个月）是基于两项试点项目的结果。

但由于临时入伙准证（TOP）是最大一笔付款到期之时，发展商本身也有采用该流程的理由，更早取得准证意味着资金可提前两个月到手。

显然，建设局（BCA）以及其他在建筑环境领域有利害关系的政府机构，都看到了变革性数码工具在整个建筑过程中所能带来的积极影响：查验端有全政府虚拟查验（WOG VI），建筑图则呈交则由CORENET X处理。

这最终会否成为全行业更快取得临时入伙准证（TOP）的路径，还是仅成为少数大型项目才会使用的选项，将由未来一年的申请情况来证明。