# Increase in Income Ceilings and Greater Support for Families with Children - **Source:** Ministry of National Development - **Published:** 2026-08-23T04:00:00.000Z - **Author:** Ministry of National Development - **Original:** https://www.mnd.gov.sg/newsroom/press-releases/view/increase-in-income-ceilings-and-greater-support-for-families-with-children - **Topics:** HDB & Public Housing, Private Residential, Government & Policy ## Featured rationale The higher ceilings expand access to subsidised housing and new ECs for more upper-middle-income buyers, potentially increasing demand across HDB and eligible EC segments. ## AI summary From 24 August 2026, monthly income ceilings will rise from $14,000 to $16,000 for eligible families, $7,000 to $8,000 for singles, and $16,000 to $18,000 for new EC buyers. ## Original article At the National Day Rally 2026, Prime Minister Lawrence Wong announced a range of measures to keep public housing and Executive Condominiums (ECs) affordable and accessible for Singaporeans and to provide greater support for families with children, as part of the Government’s broader efforts to encourage marriage and parenthood. Measure Implementation Increase in income ceiling for: Purchase of new subsidised flat from HDB Purchase of resale HDB flat with CPF Housing Grant HDB housing loan Increase in income ceiling for: Purchase of new subsidised flat from HDB Purchase of resale HDB flat with CPF Housing Grant HDB housing loan For those who apply for an HDB Flat Eligibility (HFE) letter from 24 August 2026 Increase in income ceiling for purchase of new ECs For new units in ECs with land sale tender closing dates on or after 24 August 2026 Additional ballot chances for first-timer families with or expecting children From the February 2027 sales exercise Increase in Income Ceilings The Government is committed to supporting the homeownership aspirations of Singaporeans, including first-timer families purchasing their first home. Currently, the income ceiling for home buyers purchasing subsidised HDB flats is set at $14,000 for families, and $7,000 for singles. The income ceiling ensures that the limited supply of new subsidised HDB flats, which are priced with significant market discounts, and housing grants are prioritised for lower to upper-middle income families. For new ECs, the income ceiling is higher, at $16,000, to offer an additional housing option for more families. We review the income ceilings periodically to ensure that they keep pace with income growth. Since the income ceilings were last adjusted in 2019, incomes have risen, leading to more aspiring home buyers exceeding the income ceilings. To give more home buyers access to affordable housing options, the monthly household income ceiling will be raised from $14,000 to $16,000 for eligible families who apply for an HFE letter from 24 August 2026 to: Buy a new subsidised HDB flat from HDB; Buy a resale HDB flat on the open market with the CPF Housing Grant; or Obtain an HDB housing loan for the purchase of a new or resale HDB flat. Correspondingly, the monthly household income ceiling for eligible singles aged 35 and above purchasing a subsidised HDB flat or obtaining an HDB housing loan will be raised from $7,000 to $8,000. The monthly household income ceiling for households looking to buy a new EC unit from property developers will also be raised from $16,000 to $18,000. The revised income ceiling will apply to new units in ECs with land sale tender closing dates on or after 24 August 2026. The revised income ceiling will not apply to balance units in existing ECs, or new units in ECs with land sale tenders awarded before 24 August 2026. Details on the revised income ceilings can be found in Annex A, and details on how the revised income ceilings apply to existing HFE letter holders can be found in Annex B. More Support for Families with Children Currently, first-timer families are given greater priority in the computer ballot in Build-To-Order (BTO) and Sale of Balance Flats (SBF) exercises. Eligible families under the First-Timer (Parents & Married Couples) category receive three ballot chances, as well as first priority under the Family and Parenthood Priority Scheme when applying for a 4-room or smaller BTO flat in Standard projects. Those who have been unsuccessful in two or more BTO applications for Standard flats will receive an additional ballot chance for each subsequent BTO application for a Standard flat, capped at five ballot chances in total. All other first-timer families receive two ballot chances, while second-timer families receive one ballot chance. First-timer families who have been unsuccessful in two or more BTO applications for Standard flats receive an additional ballot chance for each subsequent BTO application for a Standard flat, capped at four ballot chances in total. Additional Ballot Chances for First-timer Families With or Expecting Children To further support families in their marriage and parenthood journey, we will give first-timer families with or expecting children additional ballot chances. From the February 2027 sales exercise, first-timer families with or expecting children will receive one additional ballot chance for each Singapore Citizen child aged 18 and below. This will apply to all BTO and SBF flat applications. Next BTO Sales Exercise in November 2026 To give potential flat buyers sufficient time to review their housing plans and apply for an HFE letter under the revised income ceilings, the next BTO sales exercise will be held in November 2026, instead of October 2026. We would like to encourage all flat buyers who wish to participate in the BTO sales exercise to apply for an HFE letter early and submit all required documents by 25 September 2026. About 7,960 flats in Bedok, Geylang, Sembawang, Tengah, Toa Payoh and Yishun will be launched in the upcoming November 2026 BTO sales exercise. Community Care Apartments will also be offered in Toa Payoh. More details on the projects, including their classification, will be shared during the launch. Issued By: MND & HDB Annex A: Revised Income Ceilings for Citizen Families & Singles Annex B: HDB Flat Eligibility (HFE) letter Applications ## Chinese translation > Translation model: openai_codex_cli ### 提高收入顶限并为有子女家庭提供更多支持 在2026年国庆群众大会上，总理黄循财宣布一系列措施，以保持公共住房和执行共管公寓（EC）对新加坡人的可负担性和可获得性，并为有子女家庭提供更多支持，作为政府鼓励结婚和生育的更广泛努力的一部分。 措施 实施 提高以下项目的收入顶限： 向HDB购买新的受补贴组屋 在获得公积金购屋津贴的情况下购买转售HDB组屋 HDB住房贷款 提高以下项目的收入顶限： 向HDB购买新的受补贴组屋 在获得公积金购屋津贴的情况下购买转售HDB组屋 HDB住房贷款 适用于自2026年8月24日起申请HDB组屋资格（HFE）信的申请者 提高购买新EC的收入顶限 适用于土地销售招标截止日期为2026年8月24日或之后的EC新单位 给予有子女或正期待子女的首次购屋家庭额外抽签机会 自2027年2月销售活动起 提高收入顶限 政府致力于支持新加坡人的拥屋愿望，包括购买首套住房的首次购屋家庭。目前，购买受补贴HDB组屋的购屋者收入顶限，家庭为14,000新元，单身人士为7,000新元。收入顶限确保有限供应、以显著市场折扣定价的新受补贴HDB组屋，以及住房津贴，优先提供给中低收入至中上收入家庭。对于新EC，收入顶限较高，为16,000新元，以便为更多家庭提供额外住房选择。 我们定期检讨收入顶限，以确保其跟上收入增长。自收入顶限上一次在2019年调整以来，收入已有所上升，导致更多有意购屋者超过收入顶限。为让更多购屋者获得可负担住房选择，自2026年8月24日起申请HFE信的合格家庭，月家庭收入顶限将从14,000新元提高到16,000新元，以便： 向HDB购买新的受补贴HDB组屋； 在公开市场上购买转售HDB组屋并获得公积金购屋津贴；或 取得HDB住房贷款，用于购买新的或转售HDB组屋。 相应地，35岁及以上、购买受补贴HDB组屋或取得HDB住房贷款的合格单身人士，其月家庭收入顶限将从7,000新元提高到8,000新元。 有意向房地产发展商购买新EC单位的家庭，其月家庭收入顶限也将从16,000新元提高到18,000新元。修订后的收入顶限将适用于土地销售招标截止日期为2026年8月24日或之后的EC新单位。修订后的收入顶限不适用于现有EC的剩余单位，也不适用于土地销售招标在2026年8月24日前已批出的EC新单位。 修订后收入顶限的详情可参阅附件A，修订后收入顶限如何适用于现有HFE信持有者的详情可参阅附件B。 为有子女家庭提供更多支持 目前，首次购屋家庭在预购组屋（BTO）和剩余组屋销售（SBF）活动的电脑抽签中获得更高优先权。 符合“首次购屋者（父母与已婚夫妇）”类别条件的家庭，在申请标准项目中的4房式或更小BTO组屋时，将获得三次抽签机会，并在家庭与亲子优先计划下享有第一优先权。那些在标准组屋的两次或以上BTO申请中未成功的家庭，在随后每次申请标准组屋的BTO时，将获得一次额外抽签机会，总抽签机会以五次为限。 所有其他首次购屋家庭获得两次抽签机会，而第二次购屋家庭获得一次抽签机会。在标准组屋的两次或以上BTO申请中未成功的首次购屋家庭，在随后每次申请标准组屋的BTO时，将获得一次额外抽签机会，总抽签机会以四次为限。 给予有子女或正期待子女的首次购屋家庭额外抽签机会 为进一步支持家庭的结婚和育儿历程，我们将给予有子女或正期待子女的首次购屋家庭额外抽签机会。自2027年2月销售活动起，有子女或正期待子女的首次购屋家庭，每有一名18岁及以下的新加坡公民子女，将获得一次额外抽签机会。这将适用于所有BTO和SBF组屋申请。 下一次BTO销售活动将于2026年11月举行 为让潜在购屋者有足够时间检讨其住房计划，并在修订后的收入顶限下申请HFE信，下一次BTO销售活动将于2026年11月举行，而不是2026年10月。我们鼓励所有希望参加BTO销售活动的购屋者尽早申请HFE信，并在2026年9月25日前提交所有所需文件。 约7,960个组屋单位将在即将于2026年11月举行的BTO销售活动中推出，地点包括勿洛、芽笼、三巴旺、登加、大巴窑和义顺。大巴窑也将提供乐龄社区公寓。有关项目的更多详情，包括其分类，将在推出时公布。 发布单位：国家发展部与HDB 附件A：公民家庭与单身人士的修订后收入顶限 附件B：HDB组屋资格（HFE）信申请