# Providing More Support for Home Buyers and Public Rental Families - **Source:** Ministry of National Development - **Published:** 2025-03-05T08:00:00.000Z - **Author:** Ministry of National Development - **Original:** https://www.mnd.gov.sg/newsroom/press-releases/view/providing-more-support-for-home-buyers-and-public-rental-families - **Topics:** HDB & Public Housing, Transactions & Deals ## Featured rationale The larger supply pipeline and enhanced grants could improve access to public homeownership, particularly for young families and eligible second-timer public rental households. ## AI summary HDB will launch more than 50,000 BTO flats from 2025 to 2027, while raising the Fresh Start Housing Grant from $50,000 to $75,000 in July 2025. ## Original article More help for flat buyers and public rental families with young children to purchase an HDB flat At MND’s Committee of Supply debate today, Minister for National Development, Mr Desmond Lee, and Minister of State for National Development Associate Professor Muhammad Faishal Ibrahim, announced several measures to enhance public housing accessibility and strengthen support for public rental families with children in their journey towards achieving home ownership. For Flat Buyers[announced by Minister Desmond Lee] For Flat Buyers [announced by Minister Desmond Lee] Helping young families secure their first homeStrong pipeline of flat supply, including in new housing areas such as Mount Pleasant later this yearHDB will hold another Sale of Balance Flats (SBF) exercise later this year Helping young families secure their first home Strong pipeline of flat supply, including in new housing areas such as Mount Pleasant later this year HDB will hold another Sale of Balance Flats (SBF) exercise later this year For Rental Families[announced by MOS Faishal Ibrahim] For Rental Families [announced by MOS Faishal Ibrahim] Supporting public rental families with children to achieve home ownership through the Fresh Start Housing SchemeIncrease Fresh Start Housing Grant from $50,000 to $75,000 for second-timer (ST) public rental families with children[Date of implementation: July 2025 BTO exercise]Extend Fresh Start Housing Scheme to first-timer (FT) public rental families with children:They can buy a 2-room Flexi or 3-room Standard flat on a shorter lease, and receive the Enhanced CPF Housing Grant (EHG) of up to $120,000.[Date of implementation: First BTO exercise in 2026] Supporting public rental families with children to achieve home ownership through the Fresh Start Housing Scheme Increase Fresh Start Housing Grant from $50,000 to $75,000 for second-timer (ST) public rental families with children [Date of implementation: July 2025 BTO exercise] Extend Fresh Start Housing Scheme to first-timer (FT) public rental families with children:They can buy a 2-room Flexi or 3-room Standard flat on a shorter lease, and receive the Enhanced CPF Housing Grant (EHG) of up to $120,000. They can buy a 2-room Flexi or 3-room Standard flat on a shorter lease, and receive the Enhanced CPF Housing Grant (EHG) of up to $120,000. [Date of implementation: First BTO exercise in 2026] Enhancing Housing Accessibility for Flat Buyers Strong Pipeline of Flat Supply HDB will continue to roll out a strong supply of flats in the next few years to meet demand, with more than 50,000 Build-to-Order (BTO) flats to be launched from 2025 to 2027. In total, HDB will launch about 130,000 flats from 2021 to 2027, increasing public housing stock by 11%. This includes a good mix of Standard, Plus and Prime BTO flats in various locations across existing estates as well as new housing areas. A higher proportion of new flats over the next few years will be Shorter Waiting Time (SWT) flats, with waiting time of less than 3 years. This includes about 3,800 SWT flats or about 20% of the 19,600 BTO flats to be launched this year. Home buyers can look forward to BTO projects in various attractive locations such as Mount Pleasant, where the first of six public housing projects will be launched later this year. Location of the upcoming Mount Pleasant housing estate First BTO Project at Mount Pleasant The first BTO project at Mount Pleasant, consisting of approximately 1,500 dwelling units of 2- to 4-room flats as well as public rental flats, will be launched in the October 2025 BTO exercise. There will be residential blocks exceeding 40 storeys, with facilities such as an eating house, supermarket and shops located within the precinct for residents’ convenience. This project is conveniently located near the Mount Pleasant MRT station on the Thomson-East Coast Line, which will open in tandem with the completion of the public housing developments in Mount Pleasant. Situated near the iconic MacRitchie Reservoir – Singapore's oldest reservoir and a significant part of the Central Catchment Nature Reserve – the project will offer future residents with easy access to lush green spaces, recreational activities and a tranquil nature retreat within the city to relax and unwind. Mount Pleasant will also offer a range of modern conveniences for residents. Residents will also benefit from the future Toa Payoh Integrated Development which will include shops offering daily necessities as well as a community amenities such as a polyclinic, library, town park and sports facilities. Over the next few years, HDB will progressively develop the 33-hectare estate into a new housing area, which will yield approximately 5,000 new homes when fully completed. These plans are part of a broader strategy to enhance the geographical distribution of public housing and cater to the evolving aspirations and diverse needs of Singaporeans, including young families who wish to live near their parents. The design of the new Mount Pleasant estate, including its housing developments, will sensitively incorporate the area’s rich heritage, with selected elements and buildings being conserved, integrated, or repurposed. More information on the development plans for Mount Pleasant will be provided when ready. Artist’s impression of the first housing project in Mount Pleasant, to be launched in October 2025. Artist’s impression of a new building at Mount Pleasant estate, with its design drawing inspiration from the area’s heritage Supporting Public Rental Tenants in Realising Their Home Ownership Aspirations The Fresh Start Housing Scheme was introduced in 2016, to help ST families with children staying in public rental flats buy a 2-room Flexi or 3-room Standard flat on a shorter lease and start afresh in a new home. The scheme integrates financial assistance, in the form of the Fresh Start Housing Grant, with personal responsibility and social support, to facilitate families’ home ownership journey. Enhancements to Fresh Start Housing Scheme HDB will enhance the Fresh Start Housing Scheme (“Fresh Start”) to support more public rental households with children in realising their home ownership aspirations. The new measures, which were first announced by Prime Minister Lawrence Wong in his Budget 2025 speech include: Increasing the Fresh Start Housing Grant from $50,000 to $75,000: Eligible ST families on Fresh Start will receive an upfront disbursement of $60,000 into their CPF Ordinary Account (OA) before key collection. Another $15,000 will be disbursed into their CPF OA in equal tranches over five years after key collection. The revised grant will take effect from the July 2025 BTO exercise. Extending Fresh Start to FT families with children staying in public rental flats: To benefit more families, the scheme will be extended to allow eligible FT families with children staying in public rental flats to purchase a 2-room Flexi or 3-room Standard flat on a shorter lease[1], which will be more affordable compared to those on 99-year leases. In addition, as first-timers who have not previously received a housing subsidy, these families are eligible for the EHG of up to $120,000. Hence, they will not receive the Fresh Start Housing Grant of $75,000 meant for ST families. Eligibility conditions for FT households mirror the existing set of eligibility conditions for STs. More details can be found on the HDB InfoWeb. These families will be guided by HDB’s Home ownership Support Team (HST) and receive social support from social workers. FT families who are eligible can apply for Fresh Start from April 2025. Those emplaced on the scheme can book flats under Fresh Start starting from the first BTO exercise in 2026. Supporting Singaporeans’ Housing Aspirations The Government is committed to providing homes to meet the diverse housing needs of Singaporeans and supporting their home ownership aspirations at different life stages. We will continue to keep public housing affordable, accessible and inclusive, and to continue supporting every Singaporean’s home ownership aspirations. Issued By: MND & HDB Date: 5 March 2025 [1] Flats sold under Fresh Start will continue to have a lease length that covers all owners and their spouses till age 95, and a minimum occupation period of 20 years to provide stability for their children. ## Chinese translation > Translation model: grok_cli ### 为购屋者及公共租赁家庭提供更多支持 为组屋买家及育有年幼子女的公共租赁家庭提供更多协助，以购置建屋发展局（HDB）组屋 在国家发展部今日的国会拨款委员会辩论上，国家发展部长李智陞先生及国家发展部政务部长穆罕默德·费沙·依布拉欣副教授宣布多项措施，以提升公共住房的可及性，并加强对照顾子女的公共租赁家庭在迈向自置居所之路上的支持。 为组屋买家[由国家发展部长李智陞宣布] 为组屋买家 [由国家发展部长李智陞宣布] 协助年轻家庭锁定首个家园强劲的组屋供应管道，包括稍后今年在如愉悦山（Mount Pleasant）等新住房区的供应建屋发展局将于稍后今年再举行一轮剩余组屋发售（SBF） 协助年轻家庭锁定首个家园 强劲的组屋供应管道，包括稍后今年在如愉悦山（Mount Pleasant）等新住房区的供应 建屋发展局将于稍后今年再举行一轮剩余组屋发售（SBF） 为租赁家庭[由政务部长费沙·依布拉欣宣布] 为租赁家庭 [由政务部长费沙·依布拉欣宣布] 通过崭新开始住房计划，支持育有子女的公共租赁家庭实现自置居所将“崭新开始住房津贴”由50,000元提高至75,000元，惠及育有子女的第二申请人（ST）公共租赁家庭[实施日期：2025年7月预购组屋（BTO）申请]将崭新开始住房计划扩展至育有子女的第一申请人（FT）公共租赁家庭：他们可购买租期较短的二房式灵活型或三房式标准组屋，并领取最高达120,000元的加强版公积金购屋津贴（EHG）。[实施日期：2026年首轮预购组屋申请] 通过崭新开始住房计划，支持育有子女的公共租赁家庭实现自置居所 将“崭新开始住房津贴”由50,000元提高至75,000元，惠及育有子女的第二申请人（ST）公共租赁家庭 [实施日期：2025年7月预购组屋（BTO）申请] 将崭新开始住房计划扩展至育有子女的第一申请人（FT）公共租赁家庭：他们可购买租期较短的二房式灵活型或三房式标准组屋，并领取最高达120,000元的加强版公积金购屋津贴（EHG）。 他们可购买租期较短的二房式灵活型或三房式标准组屋，并领取最高达120,000元的加强版公积金购屋津贴（EHG）。 [实施日期：2026年首轮预购组屋申请] 提升组屋买家的住房可及性 强劲的组屋供应管道 建屋发展局将在未来数年继续推出强劲的组屋供应以满足需求，2025年至2027年将推出超过50,000个预购组屋（BTO）单位。总计而言，建屋发展局将在2021年至2027年推出约130,000个组屋单位，使公共住房存量增加11%。这包括在现有组屋区及新住房区多个地点推出标准、Plus及Prime预购组屋的良好组合。未来数年，新组屋中有更高比例将是较短候屋时间（SWT）单位，候屋时间少于3年。这包括约3,800个SWT单位，约占今年将推出的19,600个预购组屋单位的20%。购屋者可期待在多个具吸引力地点的预购组屋项目，例如愉悦山（Mount Pleasant），该处六个公共住房项目中的首个将于稍后今年推出。 即将推出的愉悦山住房区位置 愉悦山首个预购组屋项目 愉悦山首个预购组屋项目，约有1,500个二至四房式居住单位以及公共租赁组屋，将于2025年10月的预购组屋申请中推出。将有超过40层的住宅楼，组屋区内设有食阁、超级市场及商店等设施，方便居民。该项目毗邻汤申-东海岸线的愉悦山地铁站，该站将与愉悦山公共住房发展项目竣工同步启用。项目毗邻标志性的麦里芝蓄水池——新加坡最古老的蓄水池，也是中央集水区自然保护区的重要部分——将为未来居民提供便捷的葱郁绿色空间、休闲活动，以及城中宁静的自然休憩之所，以便放松身心。愉悦山亦将为居民提供一系列现代化便利设施。居民还将受惠于未来的大巴窑综合发展项目，其中包括提供日常必需品的商店，以及综合诊疗所、图书馆、市镇公园和体育设施等社区设施。 在未来数年，建屋发展局将逐步把这片33公顷的地段发展为新的住房区，全面竣工后将提供约5,000个新家园。这些计划属于更广泛策略的一部分，旨在改善公共住房的地理分布，并满足新加坡人不断演变的期望与多元需求，包括希望与父母就近居住的年轻家庭。 新愉悦山组屋区的设计，包括其住房发展，将敏感地融入该区丰富的遗产，部分元素与建筑将被保育、整合或重新利用。有关愉悦山发展计划的更多信息将在准备就绪时公布。 愉悦山首个住房项目的艺术效果图，将于2025年10月推出。 愉悦山组屋区新建筑的艺术效果图，其设计汲取该区遗产灵感 支持公共租赁租户实现自置居所的愿望 崭新开始住房计划于2016年推出，旨在协助居住在公共租赁组屋、育有子女的第二申请人（ST）家庭，以较短租期购买二房式灵活型或三房式标准组屋，在新家园重新起步。该计划将以“崭新开始住房津贴”形式提供的财务援助，与个人责任及社会支持相结合，以协助家庭完成自置居所之旅。 崭新开始住房计划的加强措施 建屋发展局将加强崭新开始住房计划（“崭新开始”），以支持更多育有子女的公共租赁家庭实现自置居所的愿望。这些新措施由总理黄循财在2025年财政预算案演词中率先宣布，包括： 将“崭新开始住房津贴”由50,000元提高至75,000元：符合资格的参与崭新开始计划的第二申请人家庭，将在领取钥匙前获一次性发放60,000元至其公积金普通账户（OA）。另有15,000元将在领取钥匙后分五年等额发放至其公积金普通账户。经修订的津贴将自2025年7月预购组屋申请起生效。 将崭新开始计划扩展至居住在公共租赁组屋、育有子女的第一申请人（FT）家庭：为惠及更多家庭，该计划将扩展至允许符合资格、居住在公共租赁组屋且育有子女的第一申请人家庭，以较短租期购买二房式灵活型或三房式标准组屋[1]，相较99年租期单位更为可负担。此外，作为此前未获住房津贴的第一申请人，这些家庭有资格领取最高达120,000元的加强版公积金购屋津贴（EHG）。因此，他们将不会获得专为第二申请人家庭而设的75,000元崭新开始住房津贴。 第一申请人家庭的资格条件与第二申请人现有资格条件一致。更多详情可于建屋发展局资讯网站查阅。这些家庭将由建屋发展局的自置居所支持小组（HST）指导，并获得社工的社会支持。符合资格的第一申请人家庭可从2025年4月起申请崭新开始计划。获纳入该计划者可从2026年首轮预购组屋申请起，在崭新开始计划下认购组屋。 支持新加坡人的住房愿望 政府致力于提供家园，以满足新加坡人多元的住房需求，并在不同人生阶段支持其自置居所愿望。我们将继续保持公共住房可负担、可及且具包容性，并继续支持每一位新加坡人的自置居所愿望。 发布机构：国家发展部及建屋发展局 日期：2025年3月5日 [1] 在崭新开始计划下出售的组屋，租期将继续覆盖所有业主及其配偶至95岁，并设有20年的最低居住期，以为其子女提供稳定。