# Ready-stock apartments outperform in Jakarta as owner-occupiers gain ground

- **Source:** Real Estate Asia
- **Published:** 2026-07-20T23:40:08.000Z
- **Author:** Staff Reporter
- **Original:** https://realestateasia.com/residential/news/ready-stock-apartments-outperform-in-jakarta-owner-occupiers-gain-ground
- **Topics:** Private Residential, New Launches, Government & Policy

## Featured rationale

Demand for affordability, immediate occupancy and delivery certainty may push developers to prioritise ready-stock inventory conversion and delay additional launches.

## AI summary

Completed Jakarta apartments outperformed projects under construction in Q2 2026, while studios remained the strongest-selling product as owner-occupier participation increased.

## Original article

Jakarta apartment demand shifts towards affordability and certainty.

Jakarta's apartment market is becoming increasingly driven by owner-occupiers as demand shifts towards affordability, completed projects and genuine housing needs, according to Colliers.

Colliers said investors continue to dominate apartment transactions but their market share has declined from pre-pandemic levels as end-user participation gradually strengthens. Higher borrowing costs, modest rental yields and the government's VAT incentive (PPN DTP) for ready-stock units have all encouraged more owner-occupiers to enter the market.

Studio apartments remained the strongest-performing product in Q2 2026, reflecting buyers' focus on affordability and accessibility. Colliers said lower purchase prices and eligibility for government incentives have made studio units particularly attractive to first-time buyers as well as investors seeking relatively liquid residential assets.

The consultancy added that stronger sales of three-bedroom units were largely driven by the launch of several upper and luxury developments offering larger layouts, underscoring the increasingly segmented nature of the market. Affordability continues to drive lower-priced segments, while product differentiation is supporting premium developments.

Completed apartments continue to outperform projects under construction, according to Colliers, with ready-stock units benefiting from VAT incentives, promotional campaigns and flexible payment schemes. Buyers are also placing greater importance on immediate occupancy and delivery certainty, prompting developers to prioritise inventory conversion before introducing additional projects.

Colliers expects these factors to support transaction momentum during the second half of 2026, in line with Jakarta's typical seasonal sales pattern.

## Chinese translation

> Translation model: grok

### 雅加达现房公寓表现更佳，自住买家影响力上升

随着需求转向可负担性、已完工项目及真实住房需求，雅加达公寓市场日益由自住买家驱动。

雅加达公寓需求转向可负担性与确定性。

据高力国际（Colliers），随着需求转向可负担性、已完工项目及真实住房需求，雅加达公寓市场日益由自住买家驱动。

高力国际表示，投资者仍主导公寓交易，但其市场份额已较疫情前下降，终端用户参与度正逐步增强。借贷成本上升、租金回报平平，以及政府对现房单位的增值税优惠（PPN DTP），均鼓励更多自住买家进入市场。

2026 年第二季度，单间公寓仍是表现最强的产品类型，反映买家对可负担性与可达性的重视。高力国际称，较低购入价格及符合政府激励资格，使单间单位对首次购房者及寻求相对流动性住宅资产的投资者尤其具有吸引力。

该顾问机构补充道，三房单位销售走强主要受多个推出较大户型的高端及豪华项目带动，突显市场日益细分。可负担性持续驱动较低价位段，而产品差异化则支撑高端项目。

据高力国际，已完工公寓持续跑赢在建项目；现房单位受益于增值税优惠、促销活动及灵活付款方案。买家亦更重视即时入住与交付确定性，促使发展商在推出更多项目前优先消化库存。

高力国际预计，这些因素将在 2026 年下半年支撑成交动能，并与雅加达典型的季节性销售规律一致。