# Strengthening The Executive Condominium Housing Scheme and Supporting First-Time Home Buyers

- **Source:** Ministry of National Development
- **Published:** 2026-05-08T02:00:00.000Z
- **Author:** Ministry of National Development
- **Original:** https://www.mnd.gov.sg/newsroom/press-releases/view/strengthening-the-executive-condominium-housing-scheme-and-supporting-first-time-home-buyers
- **Topics:** Private Residential, Government & Policy, Transactions & Deals

## Featured rationale

Longer ownership restrictions and the end of deferred payments could reduce speculative or financially stretched demand, while materially improving first-timers’ access to EC units.

## AI summary

For EC sites closing from 8 May 2026, the Minimum Occupation Period will double to 10 years and first-timer allocation will rise from 70% to 90%.

## Original article

The Ministry of National Development (MND) will implement three measures for Executive Condominium (EC) developments to further support first-time home buyers (FTs) and focus ECs on meeting occupation needs. These measures will apply to all EC Government Land Sale sites with tender closing dates on or after 8 May 2026.

Background

ECs were introduced in 1995 to provide a more affordable option for Singaporeans who aspire to own private housing. ECs are strata-titled and are developed and sold by private developers, with design features and facilities similar to private condominiums. They are priced by developers at around 20 to 30 percent lower than comparable private condominiums due to initial eligibility and ownership restrictions, such as an income ceiling and a Minimum Occupation Period (MOP).

(I) Extension of the MOP for ECs from five years to 10 years

Currently, buyers of new ECs must fulfil a five-year MOP, before they can sell their EC unit on the open market to Singapore Citizens (SCs) and Permanent Residents (PRs). After the 10th year, EC homeowners can sell their EC unit to any buyer, including foreigners and corporate entities. During the MOP, they are not allowed to rent out their whole unit or purchase another residential property.

MND will extend the MOP for ECs from five years to 10 years. With the extension, buyers of new ECs will need to fulfil a 10-year MOP before they can rent out their whole unit, purchase another residential property, or sell their EC unit to SCs and PRs. After the 15th year, EC homeowners can sell their EC unit to any buyer.

(II) Sunsetting the Deferred Payment Scheme (DPS)

Under the DPS, EC buyers pay 20 percent of the purchase price upfront, with the remaining 80 percent deferred until the project obtains its Temporary Occupation Permit, rather than making progressive payments based on construction milestones under the Normal Payment Scheme. Buyers who opt for the DPS would generally incur a 2 to 3 percent premium over the EC unit purchase price.

To encourage financial prudence and to align with the arrangements for other uncompleted private residential properties, developers can no longer offer the DPS for uncompleted ECs. The Normal Payment Scheme will apply to all EC home buyers.

(III) Revision of FT quota and priority period

Currently, developers must reserve 70 percent of EC units for FTs during the first month from the project’s date of launch. After this one-month period, developers can sell the remaining units to all eligible buyers, including second-time buyers.

MND will increase the FT quota from 70 to 90 percent, and extend the priority period from one month to two years. This will provide greater support for young married couples and families looking to buy their first home. With this measure, FTs will have a better chance of securing ECs.

## Chinese translation

> Translation model: grok_cli

### 加强执行共管公寓住房计划并支持首次购房者

国家发展部（MND）将针对执行共管公寓（EC）项目实施三项措施，以进一步支持首次购房者（FT），并聚焦于满足自住需求。这些措施适用于所有在2026年5月8日或之后截标的EC政府售地项目。

背景

EC于1995年推出，为有意拥有私人住房的新加坡人提供更可负担的选择。EC属分层地契物业，由私人发展商开发与销售，设计特色与设施类似私人共管公寓。由于初期设有资格与拥有权限制，例如收入顶限及最低居住年限（MOP），发展商定价一般较同类私人共管公寓低约20%至30%。

（一）将EC的最低居住年限由五年延长至10年

目前，新EC买家须履行五年MOP，之后方可在公开市场将单位售予新加坡公民（SC）及永久居民（PR）。第10年后，EC业主可将单位售予任何买家，包括外国人及企业实体。在MOP期间，业主不得整单位出租，也不得购买其他住宅物业。

国家发展部将把EC的MOP由五年延长至10年。延长后，新EC买家须履行10年MOP，方可整单位出租、购买其他住宅物业，或将EC单位售予新加坡公民及永久居民。第15年后，EC业主可将单位售予任何买家。

（二）逐步取消延期付款计划（DPS）

根据DPS，EC买家先支付购价的20%，其余80%延至项目取得临时入伙准证后再付，而非按一般付款计划根据施工进度分期付款。选择DPS的买家通常须就EC单位购价支付约2%至3%的溢价。

为鼓励审慎理财，并与其他未落成私人住宅物业的安排一致，发展商不得再为未落成的EC提供DPS。所有EC购房者将适用一般付款计划。

（三）修订首次购房者配额及优先期

目前，发展商须在项目开售日起首个月内，预留70%的EC单位予首次购房者。该一个月期限过后，发展商可将剩余单位售予所有合资格买家，包括第二次购房者。

国家发展部将把首次购房者配额由70%提高至90%，并将优先期由一个月延长至两年。此举将为有意购买首个住家的年轻已婚夫妇及家庭提供更大支持。在此措施下，首次购房者将有更大机会购得EC。